Most mortgage programs available today require a minimum FICO credit score. However, a lot of people ask, “what is the minimum credit score required to get a mortgage”? For conventional loans (those with guidelines established by Fannie Mae or Freddie Mac), the minimum score can vary based upon the amount of down payment, the client’s […]

For those who have some dings in their credit report and even for those with good credit who wants to make it an excellent credit profile, there are some definite, proven steps you can do on your own. Credit scores are an important tool lenders use when evaluating a request for a mortgage in Alpharetta, […]