Atlanta Mortgage Rates

Use the quick & easy tool below to find out what you qualify for

Atlanta Mortgage Rates

Fixed-Rate-Mortgage-in-Atlanta

Atlanta Mortgage Rates for fixed rate loans are still very low!

If you plan to stay in your home for the long term, a consistent payment that never changes can help you prepare for your financial future. Plan your budget with a consistent fixed rate mortgage that will stay the same through the life of your loan.

How it Works

  • Monthly payments are based on interest rate, principal loan amount, and amortized interest over 30 years. With a Fixed Rate Mortgage, your interest rate will never change, even if market rates increase!
  • Your payment will not change throughout the life of the loan.
  • Your actual payment will vary based on your situation and the current interest rates when you apply.
  • Pay your mortgage off at any time without pre-payment penalties.

Qualification Requirements for fixed Atlanta Mortgage Rates

  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home’s value.
  • Loan amounts from $25,000 to $2,000,000.

Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Not Ready to Apply Yet?