30 Jan 2019 Don’t Try to Prequalify Yourself The DIY trend has infiltrated pretty much everything here in Alpharetta. With answers to questions just a few keystrokes away, most any question can be answered in a matter of moments. Yet as the more complex the question becomes, the less likely the quality of the online “answer” will be found. It’s easy to find […] Share on Facebook Share on Twitter
23 Jan 2019 Financing a Primary vs. Vacation vs. a Rental Prop... The three primary categories of residential real estate identify where the owners of each type of property live full time. This affects qualifying as it relates to interest rates, down payment requirements and credit scores. Let’s look a little closer at what distinguishes one property type from another here in the Alpharetta area. A Primary […] Share on Facebook Share on Twitter
16 Jan 2019 Why a Refinance Can Still Make Sense When someone first begins thinking about refinancing, typically it’s to get a lower rate. Of course, that is the most common reason but there are other very legitimate reasons to refinance an existing mortgage, other than lowering a rate on the loan. For homeowners here in Alpharetta and surrounding areas, homeowners can refinance to get […] Share on Facebook Share on Twitter
10 Jan 2019 Documenting Financial Gifts When buying and financing a home, the biggest challenge for many is coming up with the necessary funds for a down payment and closing costs here in the Alpharetta, GA area. Lending guidelines are fairly strict when it comes to “sourcing” the cash needed to close on a property. Acceptable sources for sufficient funds to […] Share on Facebook Share on Twitter
3 Jan 2019 The VA Funding Fee Waiver Explained If you’ve been exploring the possibilities of using your VA home loan eligibility to buy and finance a property in or around Alpharetta, Georgia, there are some benefits you may not be aware of. As you know, the primary benefit of a VA home loan is the lack of a down payment. It’s one of […] Share on Facebook Share on Twitter