First Time Home Buyer in Atlanta GA

Use the quick & easy tool below to find out what you qualify for

Atlanta Mortgage Loan for Residential Purchase


Buying your first home is a very exciting step! Atlantic Home Mortgage loan specialists are here to guide you through every step of the loan process. We have many First Time Home Buyer Programs in Atlanta that may fit your needs.

Before finding your new home, we can help you get prequalified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.

The first time home buyer in Atlanta usually has a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.

Speak with one of our experts to get started on the path to homeownership!

 Popular loan programs for the first time home buyer in Atlanta:

The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.

Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!

An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!

Not sure which First Time home buyer programs in Atlanta are right for you? Contact one of our specialists. Atlantic Home Mortgage can help you find the loan that meets your specific needs.

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Not Ready to Apply Yet?