This past October, the Federal Housing Finance Agency, or FHFA, reviewed the numbers reported in the Housing Price Index. The HPI monitors the average home values nationwide and FHFA reviews these numbers and compares them with the previous years’ HPI tally. If there is a year-over-year increase in the HPI, FHFA directs Fannie Mae and […]

If you’ve been waiting to lock in your rate or wondering if rates still have room to fall, it’s certainly possible they’ll fall further, but if they do it won’t be by very much. Rates today for the Alpharetta, GA area are near what they were around the first of October when Freddie Mac reported […]

The housing and finance industry in Alpharetta, GA and beyond anxiously awaited the Federal Housing Finance Agency’s announced conforming loan limits for 2019. The new conforming loan limit for 2019 is $484,350. FHFA established an official formula when setting the conforming loan limits for the following year. The calculation compares the national home price index, […]

First time buyers in the Alpharetta, GA area have more than one option when it comes to low down payment loans for a primary residence. By far the most popular is the FHA loan which only asks for a 3.5% down payment. But there’s another loan option that bears exploring and it’s the HomeReady program […]

There are active real estate investors here in the Alpharetta, GA area that do little else but buy, sell and rent real estate. Sometimes they become real estate investors by accident when inheriting a property. Other times, it’s a conscious decision with eyes wide open. But when homeowners begin thinking about buying another home in […]