Latest Articles

Understanding Who Sets Mortgage Rates

As a prospective homebuyer or homeowner considering refinancing, it’s vital to understand what influences the rate you’ll pay on your loan. Who sets mortgage rates and how do they determine their level? This article provides answers by breaking down three critical players driving mortgage pricing: governmental regulators responsible for overseeing lending practices; private-sector lenders like […]

3 Ways Your Credit Score Affects Your Loan

There comes a time in your life when accessing a loan is necessary, especially when you want to accomplish big projects that may require you to save for long. At that point, your credit score becomes of the essence to lenders when you approach them. The information is available in your credit report, and it highlights the […]