Latest Articles

Understanding Who Sets Mortgage Rates

As a prospective homebuyer or homeowner considering refinancing, it’s vital to understand what influences the rate you’ll pay on your loan. Who sets mortgage rates and how do they determine their level? This article provides answers by breaking down three critical players driving mortgage pricing: governmental regulators responsible for overseeing lending practices; private-sector lenders like […]

Is Real Estate Past the Peak Demand?

The housing market has been quite hot since the COVID-19 pandemic struck the United States (and the world) and shook our lives as we knew it in March 2020. The reasons for the housing market heat-up were many. Some people realized that remote work meant they could finally live in the city or town of […]

How Will Mortgage Rates Change in 2021?

The pandemic has deeply affected the housing market. People’s housing market needs have changed, and transactions have increased. But what does the future hold? What will happen to Atlanta mortgage rates in 2021? It’s hard to know exactly what will happen with the overall economy, given the race between mass vaccination and more infectious variants. […]