26 Apr 2023 Understanding Who Sets Mortgage Rates As a prospective homebuyer or homeowner considering refinancing, it’s vital to understand what influences the rate you’ll pay on your loan. Who sets mortgage rates and how do they determine their level? This article provides answers by breaking down three critical players driving mortgage pricing: governmental regulators responsible for overseeing lending practices; private-sector lenders like […] Share on Facebook Share on Twitter
4 Jan 2023 How the Rate Increase Can Effect Both Home Buyers ... Housing typically makes up one-third of a household’s income, so it’s no surprise when the economy influences the real estate market. Both buyers and sellers are impacted by whether the economy rises or falls. The current inflation situation has become an unignorable truth in household budgets and every time you turn on the news. As […] Share on Facebook Share on Twitter
26 Sep 2022 Is Real Estate Past the Peak Demand? The housing market has been quite hot since the COVID-19 pandemic struck the United States (and the world) and shook our lives as we knew it in March 2020. The reasons for the housing market heat-up were many. Some people realized that remote work meant they could finally live in the city or town of […] Share on Facebook Share on Twitter
10 Jun 2022 Economic Volatility Forces Mortgage Rates to Conti... The constant fluctuation in the market, with stocks and mortgage rates, continues to keep the economy on a financial roller coaster. With the continuation of the COVID-19 pandemic and increased inflation, the constantly changing mortgage rates make it challenging for people to find a home they can afford. Mortgage Rates Plummet to Hit an All-Time […] Share on Facebook Share on Twitter
29 Mar 2021 How Will Mortgage Rates Change in 2021? The pandemic has deeply affected the housing market. People’s housing market needs have changed, and transactions have increased. But what does the future hold? What will happen to Atlanta mortgage rates in 2021? It’s hard to know exactly what will happen with the overall economy, given the race between mass vaccination and more infectious variants. […] Share on Facebook Share on Twitter
